EVERYDAY PLAYS. REAL REWARDS.
BIG
Score
With the right checking account
Earn up to
10,500
uChoose Rewards® Points
Open a new checking account and free debit Mastercard® to SCORE BIG on everyday purchases!
Bonus Points
10,000
When you enroll in
uChoose Rewards®
Additional Points
500
After your first
qualifying purchase
If you need assistance selecting an account, call us at 800-836-3711 to speak with a Banking Specialist today.
| Features | Free Checking | Global Checking | Global 1.0 | Global 2.0 | BankOn Checking | NOW Account |
|---|---|---|---|---|---|---|
| Which is Right for You? | A free account, no strings attached! | Fee-free access to more than 1 million ATMs worldwide! | Student checking designed for teens 13-17 | Global checking for young adults ages 18-25 | Need to start over? This account is for you! | Interest- bearing checking |
| Minimum Opening Deposit | $25 | $25 | $1 | $1 | $25 | $1,000 |
| Overdraft or Non-Sufficient Fund Fees< | Yes | Yes | Yes | Yes | Yes | None |
| Minimum Balance Requirement | None | None | None | None | None | $1,000 |
| Monthly Service Charge | None | $10 if requirements not met | $1 if requirements not met | $10 if requirements not met | $5 | $10 if daily ledger balance is less than $1,000 |
| Free ATM Fees | No | Yes | Yes | Yes | No | No |
| Earns Interest | No | No | No | No | No | Yes, if daily ledger balance is $1,000 or more |
| Apply Today! | Open Your Account | Open Your Account | Contact us to open an account today! | Open Your Account | Contact us to open an account today! | Open Your Account |
Offer valid through April 30, 2026. First time registration of your Debit Mastercard® in uChoose Rewards® must be completed by April 30, 2026 to receive welcome points offer. A Debit Mastercard® purchase must be made after enrollment and post to your account before April 30, 2026 to earn first qualifying purchase bonus. Valid only for those not currently enrolled in uChoose Rewards®. Customer can earn 10,500 promotional points maximum. Please allow up to one week for points to appear in the account. To earn the 500 bonus points on the first eligible transaction, the Debit Mastercard® must be used as a "credit" or "signature" transaction. HSA accounts are not eligible.
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